Prop. 33: Auto Insurance
Changes current law to allow insurance companies to set prices based on whether the driver previously carried auto insurance with any insurance company. Allows proportional discount for drivers with some prior coverage. Allows increased cost for drivers without history of continuous coverage.
what your vote means
A YES vote on this measure means: Insurance companies could offer new customers a discount on automobile insurance premiums based on the number of years in the previous five years that the customer was insured.
A NO vote on this measure means: Insurers could continue to provide discounts to their long-term automobile insurance customers, but would continue to be prohibited from providing a discount to new customers switching from other insurers.
Probably no significant fiscal effect on state insurance premium tax revenues.
No change from the status quo.
Californians with car insurance earn a discount for following the law. But if you switch companies you lose the discount. Proposition 33 allows you the freedom to change insurance companies and keep your discount. Proposition 33 makes insurance companies compete, helps lower rates, and will insure more drivers.
Proposition 33 is another deceptive insurance company trick. Insurance companies spent millions to pass a similar law in 2010—voters defeated it. Proposition 33 allows auto insurers to raise premiums on responsible drivers up to $1,000, unfairly punishing people who stopped driving for legitimate reasons. Consumer advocates OPPOSE Prop. 33.
Yes On 33—2012 Auto
Insurance Discount Act
1415 L Street, Suite 410
Sacramento, CA 95814
Consumer Watchdog Campaign
|2||DEL SOL GROUP INC||$15,000|
|3||COLLEGE STUDENT INSURANCE SERVICE INC.||$15,000|
|4||ABERNATHY INSURANCE AGENCY INC.||$14,000|
|5||RANCHO SIMI INSURANCE AGENCY||$10,000|
|1||CALIFORNIA NURSES ASSOCIATION||$97,500|
|2||CONSUMER WATCHDOG CAMPAIGN||$95,616|
|3||CAMPAIGN FOR CONSUMER RIGHTS||$30,000|
|4||CONSUMER FEDERATION OF CALIFORNIA||$19,930|
|5||COTCHETT, PITRE & MCCARTHY, LLP||$10,000|