Prop. 33:Auto Insurance
Allows auto insurance companies to set prices based on a driver's insurance history.
Outcome: Failed
Summary
Changes current law to allow insurance companies to set prices based on whether the driver previously carried auto insurance with any insurance company. Allows proportional discount for drivers with some prior coverage. Allows increased cost for drivers without history of continuous coverage.
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What your vote means
Yes
A YES vote on this measure means: Insurance companies could offer new customers a discount on automobile insurance premiums based on the number of years in the previous five years that the customer was insured.
No
A NO vote on this measure means: Insurers could continue to provide discounts to their long-term automobile insurance customers, but would continue to be prohibited from providing a discount to new customers switching from other insurers.
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Financial effect
Yes
Probably no significant fiscal effect on state insurance premium tax revenues.
No
No change from the status quo.
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Campaign arguments
Yes
Californians with car insurance earn a discount for following the law. But if you switch companies you lose the discount. Proposition 33 allows you the freedom to change insurance companies and keep your discount. Proposition 33 makes insurance companies compete, helps lower rates, and will insure more drivers.
No
Proposition 33 is another deceptive insurance company trick. Insurance companies spent millions to pass a similar law in 2010—voters defeated it. Proposition 33 allows auto insurers to raise premiums on responsible drivers up to $1,000, unfairly punishing people who stopped driving for legitimate reasons. Consumer advocates OPPOSE Prop. 33.
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Campaign information
Yes
Yes On 33—2012 Auto
Insurance Discount Act
1415 L Street, Suite 410
Sacramento, CA 95814
(916) 448-3444
info@yesprop33.com
www.yesprop33.com
No
Consumer Watchdog Campaign
(310) 392-0522
VoteNo@StopProp33.org
www.StopProp33.org
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Additional information
Prop. 33 Full textClick here to view.
Measure TypeInitiated state statute
Date Qualified01/18/2012
ProponentMike D'Arelli
Signatures by CountyClick here to view.
Signatures required504,760
Source: California Secretary of State
Funding
Yes
| Rank | Contributor name | Total |
|---|---|---|
| 1 | GEORGE JOSEPH | $16,922,127 |
| 2 | DEL SOL GROUP INC | $15,000 |
| 3 | COLLEGE STUDENT INSURANCE SERVICE INC. | $15,000 |
| 4 | ABERNATHY INSURANCE AGENCY INC. | $14,000 |
| 5 | RANCHO SIMI INSURANCE AGENCY | $10,000 |
99.0%
0.1%
0.1%
0.1%
0.1%
$17.1 million raised in total
Last updated: 11/6/2012
More...No
35.4%
34.7%
10.9%
7.2%
3.6%
$275.7 thousand raised in total
| Rank | Contributor name | Total |
|---|---|---|
| 1 | CALIFORNIA NURSES ASSOCIATION | $97,500 |
| 2 | CONSUMER WATCHDOG CAMPAIGN | $95,616 |
| 3 | CAMPAIGN FOR CONSUMER RIGHTS | $30,000 |
| 4 | CONSUMER FEDERATION OF CALIFORNIA | $19,930 |
| 5 | COTCHETT, PITRE & MCCARTHY, LLP | $10,000 |
Last updated: 11/6/2012
More...Source: MapLight analysis of campaign contribution data from Secretary of State – Cal–Access.
Last updated: 11/6/2012
Note: Some ballot measure campaign committees are supporting or opposing more than one proposition, so the total amounts raised by those committees are reflected on multiple propositions. For this reason, adding contributions across propositions will double-count certain contributions. Please contact MapLight for further details.
Endorsements
Due to the high number of endorsements for each campaign, MapLight only publishes endorsements from organizations and not from individuals. For a full list of endorsements, please visit the campaign website.
News
Last updated: 11/8/2012
Editorials
Yes
- Voice of San Diego Robert Kipper, Resident, San Marcos.: Op-Ed: Why I'm Voting Yes on Prop. 33 Nov. 1, 2012
- San Bernardino Sun Hardy Brown, Publisher Emeritus of the Black Voice News; Founder, California Black Media: Op-Ed: Race Wrongfully Injected Into Prop. 33 Campaign Oct. 25, 2012
- Inland Valley News Celes King IV, Vice Chairman, Congress of Racial Equality, California (CORE): Op-Ed: Proposition 33: Restores Fairness and is Good for Business Oct. 24, 2012
No
- San Jose Mercury News Editorial: Mercury News Editorial: Vote No on Prop 33 to Protect California Drivers Aug. 23, 2012
- Huffington Post Jamie Court, Author, 'The Progressive's Guide to Raising Hell'; President, Consumer Watchdog: Op-Ed: Jim Crow Insurance: CA Proposition 33 Turns Back the Clock to Price Discrimination in Auto Insurance Nov. 1, 2012
- Modesto Bee Nan Brasmer, President, California Alliance for Retired Americans; Resident, Manteca: Op-Ed: Brasmer: Prop. 33 Targets Seniors for Insurance Rate Hikes Oct. 29, 2012
Last updated: 11/9/2012
