Prop. 33:Auto Insurance

Allows auto insurance companies to set prices based on a driver's insurance history.
Outcome: Failed

Summary

Changes current law to allow insurance companies to set prices based on whether the driver previously carried auto insurance with any insurance company. Allows proportional discount for drivers with some prior coverage. Allows increased cost for drivers without history of continuous coverage.

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what your vote means

Yes

A YES vote on this measure means: Insurance companies could offer new customers a discount on automobile insurance premiums based on the number of years in the previous five years that the customer was insured.

No

A NO vote on this measure means: Insurers could continue to provide discounts to their long-term automobile insurance customers, but would continue to be prohibited from providing a discount to new customers switching from other insurers.

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financial effect

Yes

Probably no significant fiscal effect on state insurance premium tax revenues.

No

No change from the status quo.

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campaign arguments

Yes

Californians with car insurance earn a discount for following the law. But if you switch companies you lose the discount. Proposition 33 allows you the freedom to change insurance companies and keep your discount. Proposition 33 makes insurance companies compete, helps lower rates, and will insure more drivers.

No

Proposition 33 is another deceptive insurance company trick. Insurance companies spent millions to pass a similar law in 2010—voters defeated it. Proposition 33 allows auto insurers to raise premiums on responsible drivers up to $1,000, unfairly punishing people who stopped driving for legitimate reasons. Consumer advocates OPPOSE Prop. 33.

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campaign information

Yes

Yes On 33—2012 Auto 

Insurance Discount Act 

1415 L Street, Suite 410

Sacramento, CA 95814

(916) 448-3444

info@yesprop33.com

www.yesprop33.com

No

Consumer Watchdog Campaign

(310) 392-0522

VoteNo@StopProp33.org

www.StopProp33.org

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Additional information

Prop. 33 Full textClick here to view.
Measure TypeInitiated state statute
Date Qualified01/18/2012
ProponentMike D'Arelli
Signatures by CountyClick here to view.
Signatures required504,760

Funding

Yes

RankContributor nameTotal
1GEORGE JOSEPH$16,922,127
2DEL SOL GROUP INC$15,000
3COLLEGE STUDENT INSURANCE SERVICE INC.$15,000
4ABERNATHY INSURANCE AGENCY INC.$14,000
5RANCHO SIMI INSURANCE AGENCY$10,000
99.0%
0.1%
0.1%
0.1%
0.1%
$17.1 million raised in total

No

35.4%
34.7%
10.9%
7.2%
3.6%
$275.7 thousand raised in total
RankContributor nameTotal
1CALIFORNIA NURSES ASSOCIATION$97,500
2CONSUMER WATCHDOG CAMPAIGN$95,616
3CAMPAIGN FOR CONSUMER RIGHTS$30,000
4CONSUMER FEDERATION OF CALIFORNIA$19,930
5COTCHETT, PITRE & MCCARTHY, LLP$10,000

Endorsements

News

Editorials

Yes

No

Campaign Advertisements

Yes

No

Comments

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MapLight Voter's Edge is the one-stop shop for nonpartisan voter information about California ballot measures. Our voter guide provides comprehensive, up-to-date information about the November 2012 propositions, all in one place, so that you can know what you're really voting for before you head to the polls.

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